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What’s your thoughts on Tellus & GroundFloor Real Estate Notes ? I’m invested a little in both.
I need monthly incom. Are reits and poeferred stockd my best bet
Thank you very much regards from Canada.
when you said if you sell a T bond you could lose some money…. it depends on the price you sell them for… you should tell folks that when you sell a bond you could also make more money, depends on what the bond is selling for at the time… and many people don't understand that as a bond get more mature the value begins to drive towards PAR value… and if you bought the bonds below PAR then you will make the 5% coupon and the value at or above PAR… I have never lost money on a bond… and of course you can get some very nice corporate bonds that pay 10% too… or mix it up with T bonds…
you can buy 1,320 30yr T bonds.. they have 5% coupons…. so those bonds will pay you $5,500.00 every single month for the rest of your life.. and no you don't have to keep them until they mature… you can sell or buy 1 bond any time you want…. yes, the 5% coupon can't go down and guess what… they are state tax exempt… NO State Taxes like a CD does
THANK YOU "Mr.B"!!
Life has changed recently & suddenly the opportunity to buy a house & establish generational wealth is before me ~ These low risk short term investments will set a firm financial foundation to build upon and gradually enable me to consider options with possible greater returns even w/the higher risk… any losses offsetting tax liability – – slow & steady, balanced & safe 😉 – – Just about ready for "takeoff" with either Schwab, Vanguard or Fidelity… Again, THANK YOU SIR!!
Okay how about explaining basically how much you put in and how much you get out. Are they made for the rich people? Let's say all you have is $1,000 and want to try your hand at stocks or bonds And you don't want to lose all your money because you listen somebody telling you that this is what you need and what kind of risk there is not. It's like finelo they say I bet you $100 you would be thanking me by the end of March. Take $20 and download this app. What they failed to tell you is you're not using that $20 to invest or anything You're paying them to use that app which means you're not making nothing You're losing yet another $20.
~💪🌟✨️✨️🔑💡🌟🌟✨️💪
~💪🌟🌟✨️✨️🔑💡🔑✨️🌟💪
Does this advice still apply today?
This is best for me l am 72 and l rather play it safe. I have been doing this for years.
Great information. Stay educated on financial options, diversify assets, and pay down debt as soon as you can. Definitely stay nimble so as not to miss opportunities to shift assets when returns change.
3:33 – We are also lending money to the government when we pay payroll taxes. But you get ZERO interest with this loan. They just give you back that excess money you loaned them at the end of the year and call it a "tax refund". They should say, "Thanks, sucker. Here's some of your own money back without interest. Now go spend it on something else we can tax."
End the IRS. Gimme back my money!
When a High Yield Savings Account is = to treasury bonds, or CD, then it makes absolutely 0 sense in the entire world to choose one of those over the High Yield Savings Account.
Thanks for the helpful information! One other to consider is JAAA which has a 30-day yield over 5% and has had relatively low volatility. Every little bit of extra return makes a big difference if invested for several years.
Great Video. Taking mental notes of these Low Risk Savings methods. Wish I had started these methods earlier in life but Later is Better than Never.
I was one of those who picked up some I Bonds when inflation was high. Grabbed one at 9.60% and two more at 6.62%
Honestly, 2025’s inflation made me rethink keeping money in a savings account. The “safe” route is just losing value every month now.
Thank you bro.
💥💯💥
I love how clutter-free your home is.
Thank you so much for making this video!!! 🙏🙏🙏
Several years ago we parked some of our money in I-Bonds and are keeping them in place as part of our long term emergency fund. I try to add some each year by receiving any tax refund (when I don’t owe money) as I-Bonds instead of a check.
Retiring soon want to have a steady income with low risk. Best choice? Preferred stocks? Don't need growth just income. Any growth I would just use as income anyway.
Great info! It's good to have a mix of a handful of what you mentioned. What are your thoughts about moomoo versus Vanguard or Schwab? Peace&Blessings!
Thank you… Ten beautiful peaceable options and finally a simple explanation of I-Bonds! Subscribed!
How would you get started if you're 60 years old and all you really ever done is put into your 401k? What would you recommend ?
Thanks for the video!
i really enjoy your vids i also learn from you in them thank you
Thanks 😊
so what is example of preferred stock?
Me, I have an I bond I bought it about 2 years ago and I just bought Gold 2 days ago, great info
Well said and relevant thank you!
The 13 do 50 telling us how to make passive low risk investments. The only low risk investments are staying away from your kind 😂
Out of all the finance channels I've watched this one makes the most sense to me and was the most helpful. Now I have to watch all the other videos. Thank you for your information and insight
Vanguard (VOO) ETF. Simple really.
Simply listening to Tom lee and Micheal Saylor Talk about crypto with Sarah Jennine Davis was the conviction I needed to invest with her. Started with my $350k retirement fund and my portfolio is currently worth over $1.8m in 7months of trading. Now she’s helping me diversify into stocks and setting up my Roth IRA
You can only invest $2k
This gentleman is 100% correct. I am 50 years old and have used most of these investment ideas. They work. Anyone can do this! I love how straight to the point this video is. I wish someone told me this when I was younger. Most of this I learned in my 30s and 40s. Better to start using these strategies when you are young for compounding growth..
Thank you for posting
Great information. Thank you again and again. I don’t like the use of REITs. They are fuel for the greed of the rental market and I believe they are immoral and should be illegal.
Nice work!
Big ol'!😂 Even without the accent, can't hide that country
Been on ibonds and tbills for years now. They are a great tool to keep liquid funds in as well as getting protection from inflation. If you structure properly, they are just as good as bank accounts and offer a better rate. Will take a bit of work to maintain the structure and it's also worth mentioning that although your $ is locked up in ibonds for 1 year, you will still have a 3 month penalty applied if you withdraw before 5 YEARS.
I had an Ibond at 9.8% during Covid
Jammed packed video! Great for rising awareness of these financial vehicles that they don't teach in schools.
Thank you for the great advice!
Money can stabilize in these low risk options but can’t grow unless you invest in stocks,ETF,or mutual funds. The dollar is losing buying power and inflation continues to erode your cash holdings
Fantastic advice; fantastic video. Thanks for making!