How To Retire On Fidelity Index Funds In 10 Years (Starting With $0, Explained) Look — a million dollars is the universal …
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How To Retire On Fidelity Index Funds In 10 Years (Starting With $0, Explained) Look — a million dollars is the universal …
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Does this video make any assumptions regarding what type of account the invested monies are held within, and the tax implications that would follow? I.e., are we assuming this investing is taking place in a Roth IRA, or a taxable brokerage account?
What would the difference look like?
These are some points I would’ve liked to see addressed in this video, although I’m sure you likely have other videos that discuss these topics, so maybe I’ll just have to pop by the channel and take a look 😉
Every crash/collapse brings with it an equivalent market chance if you are early informed and equipped, I've seen folks amass up to $1m amid economy crisis, and even pull it off easily in favorable conditions. Unequivocally, the collapse is getting somebody somewhere rich
Be careful with the aggressive 10 year plan, that volatility could cost you everything. Sure it could work out, but it may not. This video assumes everything is exactly stable.
4% is actually the worst case scenario, that is how we got the 4%. If you retired at the worst time, in the worst market, in the worst way. Making it the safe number for 99% of people.
Is this adjusted for inflation ? Bc 1 million in 30 years will be like 500k today maybe even less
FXAIX
FNCMX
FSELX——-Semiconductors only
Well, I'm screwed lol. My home is paid for, and I have a good savings, but zero investments. I was self-employed and simply didn't learn about it. I just turned 50, so there's still some time, but I better get on it now.
Hy i am a professional withboard Animater I also makeing many video… and I also work for many YouTube channel ..if you take chance am making more professional and attractive video for you on rezanabail price
So I'd like to see the more aggressive portfolio with less per month at each level. Some people don't have $3600 a month they can invest, but they might be able to do $1K a month. Let's look at the aggressive portfolio path with less invested. Some people may only want to get to $500K or even less. I think that would be helpful to a lot of people.
We invest in our 401K. We had zero growth the first quarter of 2026. In fact we lost the money we invested those 3 months. Anyone else notice that? What are you supposed to do during those times?
Invest $3,650/month for 10 years will generate $1,000,000:
-FXAIX 15%
-FNCMX 35%
-FSELX 50%
What? AI!!! People do not write comments like this. Lol.
Your words remind me of my old days when I used to work nine to five, now $93k fortnightly, retired my parents and in good health!!!
Follow the ai slop advice of this video and you'll be buying from me at the top and selling to me at the bottom LMAO
Well….there's always the lottery 😊
ok, i'm 50, i can put $8600 in my Roth IRA, more than $22/day in one lump sum, if i use the 20 year percentages, what is my gain with compounding a lump sum up front rather than daily contributions?
I started with $7k just last week and now I've hit $27,590. I was having this exact conversation with my son the other night—generational wealth isn't just about getting money. It's about teaching everyone not only how to make it, but also how to maintain it. It does no good for me to provide for my family if they dont understand how to manage and sustain it. That's why I really love this video.
10 year is long time but imp
Side note… This video sponsored by Fidelity.
I turned 48 this year. Last month alone I made $96,000, but the moment that made me cry wasn't the money – it was seeing my whole family around one dinner table after everything we survived together. There were years I truly thought life was over for me. Keep fighting. Your current situation can change in one season.
I'm stuck with a modest income with only a 10 year run way.😒
Question, when you say daily, your talking dollar cost averaging for the particular funds? Meaning your dividing your $6, etc by your chart, and buying that daily, correct. But isn't there only 252 trading days a year? So it's actually $8.70 a day, correct? Thanks, I maybe over thinking it
I have 250k. Hopefully that turns into 1M in 20 years and I can finally breathe. 🧐
1 million is worthless. My 2050 2060 if you do not have multiple millions sitting in an account where you can pull from you're going to have a very bad time. With 50 year mortgages on the horizon subscription-based society, the cost of healthcare no thanks to our government quadrupling every so many years… 40,000 wouldn't even get your utilities paid in another 25-30 years
Now I wanna see you do the cheapest 10 yr to a million just to challenge you 😂 listening to the numbers are soothing lol financial ASMR if you will lol
Nice content ❤
I AM RICH
Can someone explain his math that he is doing for the 30 year plan? I am trying to figure it out but it isn't an average of all three numbers. I'd appreciate it if anyone could help
John, thank you for this video brother 🙏🏼
So what you're saying is we can't realistically do this lol
Better to invest in XRP
Just health insurance is 1900 a month.
The us economy debt is increasing about 5 billion pr day
$3650 a month on $120k a year?…right.
What would the canadian equivalent ETFs be for investing and getting similar results.
Expecting semiconductors to maintain that level of grown for 10 let alone 20 years is a pretty huge gamble. If you're that reliant on such a risky bet you probably need to reexamine your goals.
You can double your money every 5 years if you pick the right ETFs schg, spmo and many more double on average every 5 years. Im new to stocks but if you have 100k or can get to that number… 100k in 5 years will be 200k 5 more and it's 400k in a total of 15 years it's at 800k just 5 more years so 20 years it's at 1.6 million off of just your 100k starting investment. Not everyone can pull 100k out of thin air but if you have a partner saving 12.5k each for 4 years is not a hard ask to not have to spend insane cash every year. The more you set aside at the start the faster the growth obviously. Im doing this as a side thing I'm part of a union so I get around $10 a hour I work invested for me + other perks so hopefully I'm done in 15 years. Wish me luck.
I am a single mom and single gramdmom self empoyed in Asia I am trying to reach 1 million in next 3 years. Not sure i can do it. War, risk from higher price energy.high inflation.
There are several issues with this video. The golden goose isn’t the portfolio mix, it’s the contribution. Put $120 a day away with the first system at 15% compounding and after 10 years, you will still have almost 1million dollars with much less risk. There’s a good chance that if you haven’t saved any money and only have ten years left to retire, you can’t afford $120 a day for the last 10 years. Do what you can, when you can, and do it now. The real key is lowering debt and investing. This is how millionaires are made.
I hope your investing acumen is better than your geometry. At 8:30, you have FNAIX at 35% of the portfolio, but it takes up over HALF the circle!! Other sectors are also WAY off….
Going agressive over a very short period, needing high performance is simply gambling.
Does that does that mean if I invest 18 dollars a month wth plan A, I reach the goal in 10 years
4:30 AI is changing things rapidly. Tech stocks are overvalued. Don't expect the tech-heavy funds to average 15% over the coming decade.
Where in the hell are you getting a $6.00 breakfast?!
Good breakdown of the compounding math — the side-by-side showing $65K vs. $438K in personal contributions across the three timelines is genuinely the most useful thing in this video. But there's a number that deserves more scrutiny: that $5,400/month retirement income figure. The creator gets there by adding $2,760/month in Social Security on top of the $3,333/month from the portfolio — but anyone actually executing the 10-year plan is likely retiring well before Social Security eligibility. Full retirement age is 67 for most people today, and early claiming at 62 cuts the benefit significantly. So if you retire at 45 or 50, you're looking at a 15-20 year gap where that $2,760/month simply doesn't exist. The portfolio alone gets you $3,333/month — which is a real number, but a lot more modest than the headline suggests. Worth running your own math without the Social Security kicker before you commit to the 10-year timeline.
even 15% is not reasonable to expect. Make your calculation using 8% at maximum. dont be naive.