If you’re ever injured in an accident, you can check out Morgan & Morgan. You can start your claim in just a click without having to leave your couch. To start your claim, visit: https://www.forthepeople.com/Caleb?s=86%3A4545
▶LIMITED TIME: Join our investing program at a $50 discount, and I will give you a $100 moomoo cash reward https://calebhammer.com/investing/ The price goes up next month.
He married a 20 year old because he’s a child. A girl his age wouldn’t even look at him because he immature. Poor girl could pay off most the debt why selling his useless toys but he whines instead and wants his weekend ride while they struggle. What a loser
He's a truck driver and only makes 2,400 a month!? I made half that amount in 1 week when I was a truck driver. What the hell? He is a lazy driver, or he works for a cheap company. He should and could be making double that amount every month.
Ohhhh my gosh, taking out a 20+ percent interest to pay off 0% cards…. My heart sunk. They need to financial literacy classes combined with this audit. They seem like nice people; I wish them the best.
They seem way too fixated on the minimum payment rather than the interest rate. But then they want to refinance a 15 mortgage instead of 30? That makes your payments much larger. With a 30 year you can usually pay more and shorten the term if you are able without being locked into the larger 15 year payment.
Honestly they shouldnt have consolidated. The dirty way would be to let all that bullshit default and use a debt relief company to have lawyers act on their behalf and negotiate the debt down and stop them from getting sued.
Honestly that would be a viable option because…..30 percent?? Holy monkey.
The husband is so selfish. She pays off his debt, he doesn't put the house in her name, and he won't sell his "toys" even though that's what would be best for the both of them.
“It’s cute I like it” you are living in a shoe box… imagine with kids! And then they say they want to refinance YET…. it literally restarts their loan 🙄 they are ignorant
2400 A MONTH! And he wants a $1000 phone, wants to be a bike that he can’t drive, has the attitude like he is making 100k when his ass is only making 2400 a month! It’s this machismo personality that ruins families GROW UP! . They definitely aren’t legally married. And for the RGV it’s expensive compared to Houston a 3000 sqft in Houston right now is 300k meanwhile a 2000 sqft here in RGV is the same priced housing is inflated here. Which is why they are living in a mobile home . Mexicans need to learn within the means or below the means. Period and this is coming from 956cuh As for the wedding… they are lying if the mom “paid” for it… it’s code word for they had padrinos which means they had people pay for titles in their wedding.
33 comments
If you’re ever injured in an accident, you can check out Morgan & Morgan. You can start your claim in just a click without having to leave your couch. To start your claim, visit: https://www.forthepeople.com/Caleb?s=86%3A4545
▶LIMITED TIME: Join our investing program at a $50 discount, and I will give you a $100 moomoo cash reward https://calebhammer.com/investing/ The price goes up next month.
▶And don't forget to watch Dave Ramsey and I make out in today's post-show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join
They’re going to use this video in a finance class in the future. It’s everything you ShOuLd NoT do.
I don’t even know man. That’s is rough, that is really rough. 21% personal loan to pay off 0% ain’t mathing
He married a 20 year old because he’s a child. A girl his age wouldn’t even look at him because he immature. Poor girl could pay off most the debt why selling his useless toys but he whines instead and wants his weekend ride while they struggle. What a loser
He's a truck driver and only makes 2,400 a month!? I made half that amount in 1 week when I was a truck driver. What the hell? He is a lazy driver, or he works for a cheap company. He should and could be making double that amount every month.
🎉🎉🎉
Ohhhh my gosh, taking out a 20+ percent interest to pay off 0% cards…. My heart sunk. They need to financial literacy classes combined with this audit. They seem like nice people; I wish them the best.
Followup on this will be a horror show, calling it
They seem way too fixated on the minimum payment rather than the interest rate. But then they want to refinance a 15 mortgage instead of 30? That makes your payments much larger. With a 30 year you can usually pay more and shorten the term if you are able without being locked into the larger 15 year payment.
I could not find the patience to deal with people like this. 🤯
Can you audit the US government? And insult congress to their faces?
These two didn't learn basic maths in school…
Man wish we could see whats happened since then. I would hope this changed their perspective. But idk, hard to believe.
I’m pretty sure they’re describing a prefabricated home, and they just have it on blocks because they don’t build a foundation.
The foundation is post and pier.
Prefabricated house?
They seem extraordinarily dumb.
45:38 caleb was about to break that mic stand
Honestly they shouldnt have consolidated. The dirty way would be to let all that bullshit default and use a debt relief company to have lawyers act on their behalf and negotiate the debt down and stop them from getting sued.
Honestly that would be a viable option because…..30 percent?? Holy monkey.
Hes a truck driver making $2400 a month??? Someone is taking crazy advantage of him
So painful to watch! Thank god you make me laugh otherwise I wouldn’t be able to hang in til the end.
If you have a CDL and you make $2,400 a month find a better job. I know city drivers who are making that weekly
When i heard "it's on bricks," i instantly thought "it's a fucking trailer home. They put a trailer home on three fucking acres, dear god."
It's a modular house
The husband is so selfish. She pays off his debt, he doesn't put the house in her name, and he won't sell his "toys" even though that's what would be best for the both of them.
"I see a path forward" ok buddy
@1:11:06 System malfunction 😂😂
Is it called modular homes?
“It’s cute I like it” you are living in a shoe box… imagine with kids! And then they say they want to refinance YET…. it literally restarts their loan 🙄 they are ignorant
2400 A MONTH!
And he wants a $1000 phone, wants to be a bike that he can’t drive, has the attitude like he is making 100k when his ass is only making 2400 a month! It’s this machismo personality that ruins families GROW UP! .
They definitely aren’t legally married.
And for the RGV it’s expensive compared to Houston a 3000 sqft in Houston right now is 300k meanwhile a 2000 sqft here in RGV is the same priced housing is inflated here. Which is why they are living in a mobile home .
Mexicans need to learn within the means or below the means. Period and this is coming from 956cuh
As for the wedding… they are lying if the mom “paid” for it… it’s code word for they had padrinos which means they had people pay for titles in their wedding.
“Are we gunna die?” The peanut butter falcon
Shoutout to men and all that male empowerment or whatever but she needs to leave him
What bike did he buy