0:00 Intro 1:00 Early Days & First Investment 12:19 Mutual Fund Mistakes 14:33 Negative Returns & Reaction 18:13 Why Equity? 21:29 Asset Choice & Allocation 24:24 Real Estate as an Investment 27:19 Gold as an Investment 28:26 What if Indian Equity Fails? 31:14 Rebalancing Problem 32:47 Tax is a Big Problem? 36:42 Do this from scratch. 41:09 Tax Saving Blunder 42:43 Home Loan vs Investment 46:34 Pattu's Stock Selection 50:01 Individual Stock Picking 53:43 How many Mutual funds is ideal? 54:57 MF selection Mistake 55:41 Beating the Market 59:54 Everything about Essentials 1:06:09 Financial Goal Planning 1:09:25 Family Finances 1:13:59 Pattu's Financial Mistakes 1:16:31 Timing the Market 1:19:40 Online Platforms and Safety 1:23:04 Market Crash : How to handle it? 1:25:11 When to exit from bad choices? 1:27:27 Idhaan pa Personal Finance 1:29:56 Best Distraction
Excellent podcast ! Actually the interviewer was asking the right questions and listening with an intent to learn himself. Very nicely framed questions and of course Pattu sir is a simple person who shows with more knowledge comes more humility. Observed that he does not advise on anything that he has not actually tried or experienced.
Pattu's view on gold & Investment in Market with EMI. Isn't good.
1st understand most of the Indians aren't a upper class like you in the way the edu & net worth; most of us are middle class & lower middle and recent years only Indians moving towards into stock market, MF & so.
In this condition Gold is a safe bet for them & its the only thing to liquidate within a hour when their critical situation &
Mr Boosan also mentioned many times Investing over EMI payment is a good choice & i accept that but now keep quiet in front of Mr Pattu; Emi maybe 10% but market gives 4 to 8% some time so cum doing both is better option?
Think about majority of the Indian, when you talk into public. Your personal view may differs..but when you face the common man, think about the common man
24 comments
FreeFincal : https://youtube.com/@pattufreefincal
This episode is also available on Spotifty : https://bit.ly/3zcP0tn
Essentials : Do this Before Investing
https://www.youtube.com/playlist?list=PLgb4aazT9mz9L1nT4qMTIuBl6sPsXhD_1
Chapters
0:00 Intro
1:00 Early Days & First Investment
12:19 Mutual Fund Mistakes
14:33 Negative Returns & Reaction
18:13 Why Equity?
21:29 Asset Choice & Allocation
24:24 Real Estate as an Investment
27:19 Gold as an Investment
28:26 What if Indian Equity Fails?
31:14 Rebalancing Problem
32:47 Tax is a Big Problem?
36:42 Do this from scratch.
41:09 Tax Saving Blunder
42:43 Home Loan vs Investment
46:34 Pattu's Stock Selection
50:01 Individual Stock Picking
53:43 How many Mutual funds is ideal?
54:57 MF selection Mistake
55:41 Beating the Market
59:54 Everything about Essentials
1:06:09 Financial Goal Planning
1:09:25 Family Finances
1:13:59 Pattu's Financial Mistakes
1:16:31 Timing the Market
1:19:40 Online Platforms and Safety
1:23:04 Market Crash : How to handle it?
1:25:11 When to exit from bad choices?
1:27:27 Idhaan pa Personal Finance
1:29:56 Best Distraction
Amazing insights 🔥
You opinion on real-estate is not right.
I am a laywoman. if you could explain what is SIP, ELSS, etc. Thanks. Any books to follow the basics
Two person,I am very Fan sir
Sir, your both discussion is highly professional amd much eye opening for the investors
Was listening audio only! I thought host was madan gowri.
Enlightening
Great information. Grateful to hear this conversation.
I am watching 2025 (07.09.2025)
Excel calculator available iruka
Kandipa ella youngster umm pakavendiyathu
Wonderdul video. Thank you both!
Excellent podcast ! Actually the interviewer was asking the right questions and listening with an intent to learn himself. Very nicely framed questions and of course Pattu sir is a simple person who shows with more knowledge comes more humility. Observed that he does not advise on anything that he has not actually tried or experienced.
Temple Poosari ya ivan!
Thanks 🎉
Can I invest only in nifty 50 and nifty next 50 funds then ?
Very very informative and eye opening video about investments. First time spending that much long hours for watching an interview
Pattu's view on gold & Investment in Market with EMI. Isn't good.
1st understand most of the Indians aren't a upper class like you in the way the edu & net worth; most of us are middle class & lower middle and recent years only Indians moving towards into stock market, MF & so.
In this condition Gold is a safe bet for them & its the only thing to liquidate within a hour when their critical situation &
Mr Boosan also mentioned many times Investing over EMI payment is a good choice & i accept that but now keep quiet in front of Mr Pattu; Emi maybe 10% but market gives 4 to 8% some time so cum doing both is better option?
Think about majority of the Indian, when you talk into public. Your personal view may differs..but when you face the common man, think about the common man
Too much add
Thank you Boosan, very very insightful video learned a lot.
DO DIY- To Die Peacefully!!
Very useful and meaningful conversation 🎉
1year after am seeing this video… Worth watching