Think it’s too late to start investing? It’s not. Even if you’re in your 30s, 40s, or 50s and haven’t invested a dollar, you can still retire …
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Think it’s too late to start investing? It’s not. Even if you’re in your 30s, 40s, or 50s and haven’t invested a dollar, you can still retire …
source
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26 comments
I didn’t technically start late. At 39 in 2024 I had 60k on an employer plan(now rollover Ira). We had a lot of debt. Got out quick selling our camper and other things. Had a nice bonus at work so we were able to build our emergency fund. Today I personally have 120k, combined my wife and I are around 275. I know we’re doing pretty solid but I still wish was better with money earlier. We’re trying to invest a minimum of 25% which we will be closer to 30 this year. Get out of debt and track your income!!
$60K 401K at 32, now $606K at 44. In 11 years I’ll be at $1.6MM minimum, won’t stop until I get there.
My net worth: $1,009,000 (includes $235K in paid off home).
I like using fidelitys full view. I link up all of accounts (retirement, credit card, mortgage) and it calculates my net worth.
Also tracks our spending.
Really helpful
I am 40 and I am starting today
it makes me so happy my employer matches my 6% while also contributing 4% for free. 16% of my paycheck!
45, I started 8 months ago
I'm 41 and starting today!
I am 35 and I am starting today.
Thank you for your positivity. I'm about to be 41. I had a great job with a nice wage and a 401k, owned a home, had a side hustle… then let a bad relationship happen, sold the house, moved across the country, spent money on stuff I probably shouldn't have, and have been in limbo for the last couple of years. I have been feeling like I just messed everything up and it's too late to make things better. A couple of days ago I found a subscription I didn't know about that I am going to cancel. I also applied to refinance my car that I got a horrible loan on now that my cards are paid off and I've been paying extra on the loan. Today I opened a high yield savings account to take advantage of what I do have saved. The next steps are a HSA and a Roth IRA. Maybe even find a better job with retirement benefits. I have a couple of side hustles again but I also have some more skills that I'm not taking advantage of yet, but I think that will change soon. Thanks again for the energy you brought in this video. Now I don't feel hopeless.
Who can I chat with to see if I'm on the right track? CFP?
Super duper video 😊
yeah taking a hard look at what you actually owe changes everything for building wealth later. i started doing that with my holdings across chains on era wallet and it helped a ton
‘A low-cost index fund is the most sensible equity investment for the great majority of investors. Consistent, passive investing allows "know-nothing" investors to outperform most professionals’ – warren buffett
In India we don't have something like 401. 😢
-65000 after divorce… what now?
go go go go
Better late than never
I am learning so much from you
Thank you
I am 44, I have started couple of years back. I am pretty confident with numbers.
what if i’m in debt =‘(
I have a feeling anyone who owns a house is at a negative net asset value. 😅
IM 42 years old. I dont know hoy to do it, because, im in other country
47. Lets go
Reading your book how to get rich years ago is the main reason I am financially at a good place … have money to send my daugter to college debt free … good nest egg.. thanks for everything you do
I'm 38, and started in 2020 technically through an employee match pension when I was 32
Im 44, and starting now🙏😉😊